We often get asked “how much does car insurance for me cost”? How long is a piece of string?
An insurance quote is made up of the following information:
- Your details = Name, age, how long you have held a full licence, have you any convictions on your provisional license, your address etc
- The car you want to insure = Its age, engine size, type of car etc
- Where you live = this has a great impact on the premium you are quoted.
It does pay to shop around. For example, you can be quoted a premium for a car for around £200 per year and another insurance company may quote you for the same car and same details for £500.
DO NOT DRIVE A VEHICLE IF YOU ARE NOT INSURED TO DRIVE IT!
If you are caught driving without insurance you face potential fines, penalties and even a jail sentence. You need to buy your car insurance before you start driving on the road.
Car insurance is a legal requirement. Motor insurance provides cover for damages caused in the event of an accident. There is third party, fire and theft insurance and a number of different ways to purchase your car insurance.
Searching via the internet is usually the best way or appointing an insurance broker to do the searching for you.
Listed below are some places we would recommend you try.